Before building permit
M Residence Solis II · visualisation
since 1996 · sofia
One family. Four businesses.
Insurance, premium cars, operating leasing and residential development — four divisions at one address in Sofia, since 1996.
30 years
since 1996
€15.6 m
premium income 2025
№26
of 349 brokers
29 projects
completed and under way
4 awards
“Building of the Year”
who we are
A business that leaves a mark.
MM Group is a family business whose story began in 1996 with a single insurance agency. Today the group brings together four distinct but connected divisions, a team of more than 50 professionals and a shared home — 3 Okolovrasten Pat Street in Sofia. A building we did not merely construct but created as a natural extension of our business — and which later won “Building of the Year”.
Over the years each of our divisions has grown in its own right, with its own expertise and measurable results. Our insurance brokerage ranks 26th of 349 companies in Bulgaria by premium income. M Residence holds four “Building of the Year” awards, and MM Auto has built long-standing corporate partnerships with the official Daimler, BMW, Audi and Porsche dealerships.
portfolio
Four divisions. One standard.
since 2005 · 256 cars in stock
MM Auto
New and used premium cars with a guaranteed provenance. Exclusive access to Mercedes-Benz Junge Sterne, BMW Premium Selection and MINI NEXT. since 1996 · a team of 36MM Insurance Broker
Among the 30 largest insurance brokers in Bulgaria by premium income. Over 30,000 policies a year, and one call when you need to claim. approval within 5 hoursMM Leasing
Operating leasing for cars, with flexible terms on the deposit, the term and the residual value. Help arranging financing through partner institutions.
29 projects · 4 awards
M Residence
Investor and developer of boutique residential buildings. We build with a contractor entered in the Central Professional Register of Builders, one we have known for 18 years.from the showroom
Cars currently in stock
Stock is refreshed automatically twice a day from our mobile.bg profile.
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Petrol
Ferrari 12 Cilindri spider Lift Tailor Made Daytona
May 2025 · 3 650 km · Petrol · 830 hp
499 999 € Take a look →
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Petrol
Ferrari Purosangue V12
June 2025 · 100 km · Petrol · 725 hp
489 999 € Take a look →
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Hybrid
Lamborghini Revuelto Carbon Lift
April 2024 · 10 000 km · Hybrid · 1016 hp
479 999 € Take a look →
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Hybrid
Ferrari 296 Speciale Carbon
April 2026 · 100 km · Hybrid · 880 hp
469 999 € Take a look →
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Petrol
Ferrari Purosangue V12
January 2026 · 1 250 km · Petrol · 725 hp
469 999 € Take a look →
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Petrol
Ferrari Purosangue Matrix Carbon
December 2023 · 22 800 km · Petrol · 725 hp
414 999 € Take a look →
projects
Buildings that win awards.
Our focus is the southern slopes of Sofia, with a move towards the city centre.
recognition
Four awards. Four buildings. Each one named.
insurance
€15.6 million in premiums. And an exact breakdown of what lies behind them.
Growth of +73.7% over five years on a steady market share. The company is growing at the pace of the market, despite new competitors.
- Motor own-damage 55.3% 8,461,131 €
- Motor third-party liability 17.6% 2,693,999 €
- Property (fire and natural disasters) 10.2% 1,556,641 €
- Health (illness) 8.8% 1,340,753 €
- General third-party liability 3.0% 454,057 €
- Cargo, accident, guarantees and travel assistance 5.1% 783,370 €
Total placed with insurers in Bulgaria 15,289,951 €
Placed with insurers in another country 313,677 €
Premium income 2025 15,603,628 €
our address
MM World — the building where the whole business lives under one roof.
A 30-metre building of stone and glass on the northern slopes of Vitosha — opposite the Boyana Residence and the National Museum of History. Winner of “Building of the Year” for 2015. One address that gathers the different faces of MM Group — the group’s headquarters, the MM Auto showroom, the insurance brokerage’s offices and the homes of its residents.
- A 600 m² gym and spa with a sauna, a steam room and a relaxation area
- A restaurant serving food from our own farm, and a cellar with a tasting room
- A lobby with two VIP rooms of over 200 m², open 24 hours
- Over 100 underground parking spaces, a car wash and a dry cleaner
- A Schüco façade, Guardian glazing and Schindler lifts
- 24-hour armed security
our story
30 years at one address.
A story that can be traced through time.
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1996
The beginning
MM Insurance Broker is registered (company case 11993/1996), together with the company that 30 years later would become MM Leasing.
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2005
The first cars
MM Auto begins trading in premium cars. The company was incorporated in 2006, and the mobile.bg profile has existed since 2005.
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2013
A building of our own
MM World is incorporated — the company that builds and runs the group’s headquarters at 3 Okolovrasten Pat Street.
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2015
The first award
MM World wins “Building of the Year” in the Residential Buildings category. In November of the same year the whole group moves in.
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2016
The leasing arm gets its name
“Hristov and Hristov” is renamed MM Operating Leasing and the division begins to grow — from €181 thousand in revenue in 2014 to €3.8 million in 2021.
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2021
M Residence
Marin Hristov incorporates the company that would become M Residence. Today it is a holding with 18 project companies.
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2022
The second award
Luxury Chalet Elitsa Wellness & SPA wins “Building of the Year” in the City Hotels category.
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2023
The third award
M Residence East, 75 Kumata Street in Boyana, wins “Building of the Year” in the Residential Buildings category.
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2025
The fourth award
M Residence at 20 Kumata Street wins “Building of the Year” for residential buildings of 5,000 to 10,000 m² gross floor area. In the same year the insurance brokerage reports €15.6 million in premium income.
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2026
30 years
Forbes Bulgaria publishes a piece on the philosophy behind the group. 30 years after the first registration there are four divisions, and one address.
the people
A family business that does not hide behind the word “consortium”.
“The road lies ahead of us, but we set the speed and the direction.”
Marin Hristov
Founder and Chief Executive Officer
A member of the Management Board of the Association of Car Importers since 2019.
The group began in 1996 as an insurance brokerage. 30 years on, motor insurance accounts for 73% of its portfolio.
Today MM Group brings together more than 50 professionals across four divisions. The largest team is the insurance brokerage — 36 people with shared experience and expertise in the field.
